MNT-Halan, Egypt and the MENA region’s fastest-growing fintech platform, has unveiled a groundbreaking secured lending solution – the first of its kind offered by a non-banking financial institution in the country. This innovative service allows customers to instantly access up to 80% of the value of their investments in regulated funds through a fully digital journey on the Halan App, without interrupting their investment growth.
Through an end-to-end digital onboarding (eKYC) process, customers can seamlessly register, invest, and activate their credit limits online. They can unlock credit limits of up to EGP 500,000 on their Halan Card, at interest rates significantly lower than those of traditional credit facilities.
A Seamless, Cost-Efficient Credit Experience
Customers approved through the Halan App or at any Halan booth will benefit from zero interest and no fees on card transactions for up to 45 days. This feature is designed to provide liquidity and peace of mind, empowering users to meet financial needs without sacrificing the returns on their investments.
Commenting on the launch, Mounir Nakhla, Founder and CEO of MNT-Halan, stated:
“Many want to invest but hesitate because they’re unsure they can access their money when they need it. This launch removes that barrier, giving customers the ability to grow their investments and unlock instant credit digitally, when life demands it. It’s a simple solution that reflects how we build: around real lives, real needs, and real impact.”
Expanding MNT-Halan’s Integrated Financial Ecosystem
The secured lending solution complements MNT-Halan’s diverse investment offering, available both on the Halan App and across its nationwide network of outlets. Customers can invest in:
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Gold funds
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Equity opportunity funds
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Sharia-compliant investment options
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Halan Savings, a flexible daily-return product with competitive rates
All products are fully regulated by the Egyptian Financial Regulatory Authority (FRA), ensuring security, transparency, and compliance with industry standards.
Driving Financial Inclusion in Emerging Markets
With over 8 million customers served and 2 million active users every quarter, MNT-Halan continues to expand its fully integrated financial ecosystem. The company provides lending, payments, savings, and investments through a single platform, operating across Egypt, Turkey, Pakistan, and the UAE. Its mission remains focused on driving financial inclusion and economic growth across emerging markets.
