The PAFIX ’26 Conference brings together prominent banking executives, fintech innovators, policymaker investors, and financial technology experts to discuss the future of digital finance, artificial intelligence (AI), financial inclusion, and payment systems.
Taking place on November 8 and 9, the conference features a comprehensive agenda of high-level discussions and expert panels addressing the transformation of financial services in Egypt, the wider Middle East, and Africa.
With senior representatives from the Central Bank of Egypt, Mastercard, CIB Egypt, Banque Misr, eFinance Investment Group, IFC, Network International, and other leading institutions, PAFIX ’26 provides a platform for exchanging insights and exploring opportunities for financial innovation.
Day One: Sunday, November 8
The opening session begins at 11:00 AM with a welcome note by Ossama Kamal, CEO of Tradefairs International, followed by remarks from representatives of the conference’s sponsors.
The opening sponsor presentations feature Ibrahim Sarhan, Chairman and CEO of eFinance Investment Group; Amr El Ganiny, Deputy CEO and Executive Board Member of CIB Egypt; Mohamed Assem of Mastercard; Reda Helal of Network International; Jacques Marco, Co-founder and CEO of Axis Pay; and Stefano Camilleri of IDENTIS Group.
At 11:20 AM, Rami Aboulnaga, Deputy Governor of the Central Bank of Egypt, delivers a keynote address.
AI-Powered Transformation of Digital Finance
The first major panel, scheduled for 12:00 PM, is titled “From Digital Banking to Digital Finance: The AI-Powered Transformation.”
Moderated by Ossama Kamal, the session brings together Rami Aboulnaga of the Central Bank of Egypt, Moataz Metawee of onebank, Mohamed Korayem of I-Score, Riadh Naouar of IFC, and Stefano Camilleri of IDENTIS Group.
The discussion focuses on how artificial intelligence is reshaping banking models and accelerating the transition toward integrated digital financial services.
Building the Next Generation of Financial Services
At 1:15 PM, industry leaders participate in a panel titled “Digital Innovation: Building the Next Generation of Financial Services.”
Moderated by Habib Hana, Managing Director Middle East at Diebold Nixdorf, the discussion features Ehab Nasr of the Central Bank of Egypt, Mohamed Assem of Mastercard, Ihab Dorra of Banque Misr, Reda Helal of Network International, and Tarek Nagy, CEO of SuperPay by e&.
The session examines emerging technologies and innovative solutions that are transforming financial services and customer experiences.
Behavioral Scoring and Financial Inclusion
At 2:15 PM, the conference addresses the role of behavioral scoring in expanding access to financial services through a session titled “From Vision to Testing to Scale: Behavioral Scoring as a New Pathway to Financial Inclusion.”
Moderated by Dr. Ayman Ismail of the American University in Cairo, the panel includes Ahmed Monir of the Central Bank of Egypt, Sayonara El Asmar of I-Score, Dalia El Shawat of CIB, Mohamed Ragaei of QNB, and Amr AbouelAzm of Erada Finance.
The discussion explores how alternative credit assessment approaches can support financial inclusion and create new opportunities for underserved segments.
Mobilizing Investment for Fintech Growth
The final major session of the first day, beginning at 3:15 PM, focuses on “From Homegrown Capital to FinTech Growth: Mobilizing Anchor Investors for Financial Innovation.”
Moderated by Salma Farouk, Senior Associate at DPI, the panel features Mona El Sayed of Camel Ventures, Ahmed Sobhy of eFinance Investment, Ahmed El-Said of the National Bank of Egypt, and Ossama Abbas of Etisalat.
The session highlights the importance of domestic capital, strategic investors, and investment partnerships in supporting fintech startups and accelerating financial innovation.
Day Two: Monday, November 9
The second day of PAFIX ’26 continues with discussions on financial inclusion, autonomous finance, AI-driven payments, and the development of a connected African digital payment ecosystem.
Financial Inclusion 2.0: From Access to Wellbeing
The day opens at 11:00 AM with a panel titled “Financial Inclusion 2.0: From Access to Wellbeing.”
Moderated by Khaled Bassiouny, General Manager of Financial Inclusion at the Central Bank of Egypt, the session features Ahmed Metwally of Mastercard, Hisham Ezz of Banque Misr, Amr Soliman of the National Council of Women, Mohamed Abd El Hak, Founder and Director of EBSM, and Nadia Gamal El Din, Founder and CEO of Rahet Bally.
The discussion examines the evolution of financial inclusion beyond basic access, focusing on financial wellbeing and the broader economic and social impact of inclusive financial services.
The Rise of Autonomous Finance
At 12:00 PM, experts explore “The Rise of Autonomous Finance: Is It Built for Banking?”
Moderated by Galal Elbeshbishy, Co-founder and COO of Synapse Analytics, the panel includes Ahmed Mohsen of MNT-Halan, Hussein ElShamy of Banque Misr, Kamran Bader of CIB, and Dr. Ahmed Samir of the Egyptian Credit Bureau.
The session examines the growing role of artificial intelligence, data architecture, and automation in shaping the next generation of banking operations.
AI as the Next Frontier in Payments
At 1:00 PM, the conference turns its attention to payment innovation through a session titled “Beyond the Transaction: AI as the Next Frontier in Payments.”
Moderated by Shaden Elrimly, Chief Commercial Officer of onebank, the discussion features Mohamed Abdelrahman of the Central Bank of Egypt, Ahmed Metwally of Mastercard, Mahmoud Fawzy of CIB Egypt, Mahmoud El Nasharty of Banque Misr, Ahmed Nader of Geidea Solutions, and Ahmed Walid of Orange Cash.
The panel explores how AI can enhance payment infrastructure, digital channels, transaction experiences, and the efficiency of financial ecosystems.
Africa’s Digital Finance Revolution
The final featured panel, scheduled for 2:00 PM, addresses “Africa’s Digital Finance Revolution: From National Digital Strategies to a Connected African Payment Ecosystem.”
Moderated by Mohamed Kiwan, CEO of Egypt Trust, the session brings together Brenda Mpoora of Pearl Bank Uganda; H.E. Mary N. Kerema, Secretary for ICT, Digital Economy and Emerging Technologies at Kenya’s Ministry of Information, Communications and the Digital Economy; Mohamed Abu Gebba, Regional Managing Director for North Africa; Ahmed Ragab, Co-founder and CTO of Axis Pay; and a representative of Afreximbank.
The discussion focuses on national digital transformation strategies, cross-border payment connectivity, regional cooperation, and opportunities to strengthen Africa’s digital financial infrastructure.
PAFIX ’26: Advancing the Future of Digital Finance
Through its two-day agenda, PAFIX ’26 highlights the growing importance of artificial intelligence, digital banking, alternative credit scoring, investment, and payment innovation in transforming the financial sector.
By bringing together decision-makers and industry experts from Egypt, the Middle East, and Africa, the conference aims to encourage collaboration, promote financial innovation, and support the development of more connected, inclusive, and technology-driven financial ecosystems.
The event’s agenda reflects the financial industry’s shift from traditional banking and payment services toward an integrated digital finance landscape, where AI, data, and cross-border connectivity are expected to play an increasingly significant role.
